Become the banker of your community with Spice Money Adhikari and earn up to ₹50,000 every month. As a Spice Money Adhikari, you gain exclusive access to banking & payment services like Aadhaar Enabled Payment System (AePS), Domestic Money Transfer (DMT), mini ATM, micro ATM, cash withdrawals, bill payments, Mobile & DTH recharge, Aadhaar Pay, Prepaid Cards, Adhikari & Grahak Loans & mini ATM devices, enabling you to transform the financial landscape of your village. Join our extensive network of over 14 lakh+ Adhikaris & transform the financial landscape in over 2.5 lakh villages, reaching 10 crore households across 95% of rural pin codes with the our AEPS APP. ● No working capital required: Start your business with a low initial investment & enjoy long-term commission benefits. ● Easy Onboarding process: The registration process is straightforward & only requires your mobile number & basic KYC documents. ● Higher Commissions: Retailers & distributors earn commissions on every transaction, boosting activity & earning potential. ● Regular Product Training: Stay updated with continuous product training to improve your skills & service offerings. ● Excellent Customer Service: Access dedicated customer support for prompt assistance. ● Secure & reliable platform: A safe banking platform. This AEPS app streamlines secure transactions like AEPS cash withdrawals, balance inquiries & aeps services & CMS. Spice Money Adhikari offers these through their Smart Banking Points: 👉 Cash Withdrawal: Check your mini statement & Withdraw cash using an Aadhaar-linked bank account with this Aadhar withdrawal app. 👉 Cash Deposit: Depositing cash using an Aadhaar-linked bank account via online AEPS. 👉 Balance Inquiry: Checking balance for an Aadhaar-linked bank account. 👉 Money Transfer (DMT): Transfer money to any bank account in India 24*7 👉 Mini ATM / Micro ATM: Cash withdrawals & deposits using a Debit Card. Spice Money, regulated by RBI, holds licenses for PPI, Bharat Connect, GSP, IRCTC & corporate agency for insurance by IRDA. It also offers loan services in partnership with RBI-licensed lenders to its Adhikaris & customers. Key Points for a Personal Loan: * Loan Amount: 1,000 to 5 Lakhs * Repayment Tenure: 3 months to 42 Months * Processing Fees: Upto 6.5% + GST for Loan upto 10,000 * Upto 5.5% + GST for Loan above 10,000 * Annual Percentage Rate (APR): Upto 75% * Repayment Frequency: Daily, Monthly Example for Monthly Installment Loan: * Loan Amount: ₹ 2,00,000/- * Tenure: 18 months * Interest Amount @ 19.75% pa: ₹ 32,716/- * Processing Fee @ 3% + ₹ 500/- + GST: ₹6500/- + GST * Total Repayment Amount (Loan Amount + Interest): ₹ 2,32,722/- * EMI: ₹ 12,929/- Example for Daily Installment Loan: * Loan Amount: Rs. 50,000 * Tenure: 180 days * Interest Charge @ 30% pa flat: ₹ 7397 * Processing Fee @ 3%: ₹ 1500 + GST * Total Amount to be paid: ₹ 57,397 * Daily Installment Amount: ₹ 319 Interest Rate, Processing fees, Annual percentage rate vary by product & lender policy. The company has following lending partners: Ekagrata Finance Private Limited Brand Name: MyShubhLife https://www.ekagratafinance.com/our-digital-partner.html For Grievances, contact Asha Daniel @ 8047185299 / grievance@ekagratafinance.com PAYME INDIA FINANCIAL SERVICES PVT. LTD. Brand Name: PayMe https://www.paymeindia.in/spice-money/ For Grievances, contact Gajendra Singh @ 9711059352 / care@pmifs.com