💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.25,000 - Rs.5,00,000. 💰 We provide hassle-free personal loans to all job profiles like software engineers, accountants, retail store employees, nurses and more with monthly salary >= Rs.20,000. 💰 Key Points: - Interest Rates (APR, Minimum to Maximum): 16% to 36% per annum - Maximum APR: 36% - Repayment Period (Minimum to Maximum): 6 to 36 months - Processing Fee: 2-4% of loan amount Sample APR calculation: For a loan of Rs. 100,000 at 20% interest rate per annum for tenure of 12 months your one time processing fee (@2% of loan amount) will be Rs. 2000 and monthly EMI will be Rs. 9263/-. The net amount credited to you will be Rs 98,000 (post processing fee deduction) and cumulative amount paid back by you will be Rs 1,11,161/- (=Rs 9263 x 12 EMIs), leading to an APR of 24% - We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy. - We provide full disclosure about our usage of any customer data and permissions at various points in our app (Sample app user journey -> https://bit.ly/2O770Or, privacy policy -> https://upwards.in/policy) 📝 Prominent Disclosures: Our Lender: - Lendingkart Finance Limited (NBFC link https://www.lendingkart.com/partner-with-us/) 🎯 Why Upwards - Quick Personal Loans? ✔️ Quick approvals ✔️ No Paperwork. Everything on mobile app. ✔️ Only PAN, Bank Statement & Salary slip are required. ✔️ Quick loan disbursal in 1 Day ✔️ Minimum interest rate 🔐 Security & Protection of Privacy: - Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards & robust protocols which have been tested & certified. - Detailed privacy policy here https://upwards.in/policy 👍 Eligibility: - Salaried employee > Rs.20000/ month - Age above 21 years and below 50 years 🏠 Personal Loan Available In Cities: - Mumbai, Pune - Delhi, Gurgaon, Noida - Bengaluru - Chennai, Coimbatore, Tirupur - Hyderabad, Secunderabad - Ahmedabad - Jaipur, Indore - 100+ more cities 🤝Upwards Quick Personal Loans are for: - Home construction & renovation - Family functions & weddings - Self-improvement - Medical emergencies - Travel - Two-wheeler purchase - Electronic Purchases - Multiple loan repayment 📲 How does Upwards work? - Download and login - Fill in your loan requirements and employment details - Upload your KYC Docs, AADHAAR, PAN and photograph - Approval will be communicated within 1-2 hours - After that, we will process the loan agreement and you will get loan amount ✔️ Loan Approval Criteria: - Income-to-Expense ratio - Demographics (like Age) - Professional experience (like employer & total work-ex) - CIBIL Score > 625 - Purpose of your loan ❌Your loan will be rejected if: - You provide false information about your income - Apply for an amount which you cannot afford - Past EMI payment (Credit) history is not up to the mark. 📻News and featured article on Upwards loan: - Livemint: http://bit.ly/2Ndh6Mj - Inc42: http://bit.ly/2NKgtcD - ET Tech: http://bit.ly/2MohrGJ - ET Rise: http://bit.ly/2CUyfpi - VC Circle: http://bit.ly/2OlAof4 - Deal Street Asia: http://bit.ly/2Ndvy78