Meutudo believes that efficient credit is the one that helps you get things done. And what do you get when you choose Meutudo? - 100% digital, via app or website - Personalized service - Loans for those with bad credit - Credit card with cashback - Payments via Pix - Regulated by the Central Bank with anti-fraud technology - Best interest rates for INSS loans and FGTS loans - Best online loan in Brazil What will you find in the Meutudo loan app? INSS beneficiaries, CLT workers and people with a balance in the FGTS, check out what's waiting for you: 🤑 FGTS Loan Loan option for those with a balance in FGTS accounts, who are eligible for the Anniversary Withdrawal and need quick cash. Credit that does not compromise monthly income, as it is discounted annually directly from the FGTS balance. - Pay up to 12 installments of your anniversary withdrawal in advance - FGTS loan starting at R$50.00 - Available for those with bad credit - Protected income insurance Enter the FGTS app and authorize PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. to check your account balance. 💰 Payroll loan Excellent option for those who have available margin and need efficient credit. Lower rates than conventional loans and we offer conditions that fit your budget. - Terms from 12 to 96 months - One of the best interest rates - 100% online contracting - Minimum amount: R$100.00 💸 Payroll loan portability Ideal for those who do not have a payroll margin and need cheaper credit. When you request it, you can receive change in your account to use as you wish. - Monthly rate from 1.55% per month to 1.85% per month - Terms from 6 to 96 months - Minimum value customized for your opportunity - Portability with ZERO installments paid 💲 Refinancing of payroll loans With terms from 6 to 96 months, refinancing allows you to improve the conditions of your current contract and still receive change from R$10. 🦳 INSS Installment Pix Payment method for retirees and pensioners with contracts from R$100 in up to 12x. 💳 Payroll and benefit credit cards Exclusive credit card for INSS beneficiaries with no annual fee, with cashback and the option to convert the limit to PIX. Card available for beneficiaries with bad credit. 💰 Payroll for BPC/LOAS Credit for BPC beneficiaries. Our loan is available for those with bad credit. 💳 Pix Installments on your credit card Transform your credit card limit into Pix and pay in up to 12 installments. 💰 Private Payroll Loan The CLT employee loan is now available at meutudo through the Digital CTPS (Work Card). Get your CLT loan! 🔒Life insurance Take care of your family's future and ensure financial security in times of uncertainty. CONSIGNED LOAN: monthly rates from 1.61% per month to 1.85%; annual rates from 21.13% per year to 24.60% per year; Minimum APR of 1.66% per month (21-78% per year) and maximum APR of 1.90% per month (25.35% per year) Ex.: R$10,000.00 to be paid over 8 years (96 months) - monthly installments of R$215.50, with an interest rate of 1.63% per month and APR of 1.67%, with the final amount paid of R$20,688. ANNIVERSARY WITHDRAWAL: monthly rate from 1.29% per month to 1.79% per month; annual rate from 16.63% per year to 23.73% per year; minimum APR of 1.39% per month; maximum APR: 2.08% per month; maximum annual APR: 27.98%. Pay off at any time after signing the contract. Ex.: transaction in 12/2023 and anniversary in the month of the 8th, an account with a balance of R$5,223.20 in the FGTS can have R$3,504.49 advanced from the total balance to be paid in 11 annual installments with an interest rate of 1.79% per month and CET of 1.95% per month (26.15% per year). Fees subject to change. We are banking correspondents for PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. Privacy policy: meutudo.com.br/pp Terms of use: meutudo.com.br/tu/ TUDO Serviços S.A. (meutudo). CNPJ: 27.852.506/0001-85 | 60170-250