Members Credit Union's free mobile banking app puts your accounts at your fingertips and allows you to manage your accounts whenever it is convenient for you 24/7. - Check account balances - View recent account activity - View transaction history - View pending transactions - Send and receive secure messages - Transfer money MCU Mobile is secure, and your financial information is protected from unauthorized users. To use MCU Mobile, you must be a member at Members CU (headquartered in Winston-Salem, NC) and have an active Members CU account.